Contact: Jim Gibson
President and CEO Integrity Bank
717-920-4900

Integrity Bank Announces Unprecedented Growth at End of First Quarter

Camp Hill, Pa. (October 28, 2003)----- Integrity Bank has completed the first full quarter of operations with unprecedented results. The bank is the highest performing Pennsylvania denovo bank in history with over three times the industry average in deposits and loans.

“Integrity Bank ended its first full quarter with assets of $37.9 million, $21.0 million in outstanding loans, another $4.5 million in loans closed but not yet advanced, and total loan closings approaching $30 million. This accelerated growth rate will significantly reduce the bank’s start up losses which were $432,000 for the third quarter 2003,” according to Jim Gibson, Integrity Bank President and CEO. “This tremendous growth has far exceeded our wildest expectations, and is proof that the Harrisburg area is looking for a service-oriented community bank that is locally controlled and understands the area’s business and banking needs.”

The new bank, located at 34th and Market Streets in Camp Hill officially opened its first branch on June 7, 2003. It has structured its business around an innovative retail model that focuses on customer service and convenience. “Our elite group of Board members, free ATMs worldwide, and a staff of seasoned business and banking professionals combined with our seven day a week banking, free and no bounce checking and the speed of our innovative three-step drive thru process has taken banking to a new level,” said Gibson.

Integrity Bank’s initial $8.0 million stock subscription was over subscribed at $10.00 per share in May 2003, and most recently the stock traded at $12.50 per share.